How much does it cost to sell your home?

Selling your home comes with a few price tags, so even if you’re planning to make money from the move, it’s a good idea to take note of the common costs and plan to budget accordingly.

While it isn’t possible to outline the exact figures here, as these will be unique to your sale plus change over time with the market, we can help you to be aware of what to expect.

See our guide to selling your property from finding an agent to those all-important exchange and completion dates.

Estate agent fees

The average UK high street estate agency fee for a ‘no sale, no fee’ sole agency service can vary depending on where you are in the UK. Sole agency means that you can only list your house with that one agency, but it is possible to go with more than one. You’ll need to discuss this with the agents to get an idea of the fees.

At haart we use a unique technology to get your property seen by the right kind of buyers. Learn more about FLINK here. Choosing the right agent is vital to a smooth sale, so make sure you’re happy with your final choice and your fee.

Conveyancer solicitor fees

Your estate agent may recommend a solicitor they prefer to work with, but don’t be afraid to shop around. The average price is £850 - £1,500, with some extra charges if you live in a leasehold property.

If you’re thinking about selling, why not check to see what the demand is like in your area? Use our demand calculator tool.

Mortgage fees

There are two possible mortgage-related charges you could face:

Mortgage exit fee

This can be up to around £300. This is a lender’s admin charge for closing the file on your mortgage. It is a charge made when your mortgage balance is cleared, but not all lenders have it, so check before you decide to sell.

Early repayment charge (ERC or redemption fee)

In some cases, paying off your mortgage early or moving to a different provider can come with a fee attached. It’s usually around 1% – 5% of the loan’s amount. Check with your lender to see if a redemption charge is payable, especially if it wasn’t made clear (or you missed it) in your original mortgage offer.

EPC

An EPC is a way of showing how energy efficient a property is. Each has an EPC rating from A, the most efficient, to G, the least efficient. The rating lets you know how costly it is to both warm-up and cool down your home. Before you can sell, you have to have an up-to-date EPC certificate, which costs around £35 – £60 depending on the provider.

Removal costs

This can cost from £250 to as much as £1,500, depending on a couple of things:

The size of your property

If you are paying for the removal firm to pack up your house or just move your furniture and items you have pre-packed yourself

Other things to consider are:

• How accessible your property is
• How far away your new home is
• Whether you will require storage for any items

If you decide to do a lot of the moving yourself, you still have to think about:

• The cost of hiring a van including fuelling it
• Paying for ‘goods in transit’ insurance
• Suitable packing materials

Other costs to consider

As well as these main cost considerations, make sure you’re on top of your household building and/or contents Insurance, for example, will your policy cover you for the move? It should only cost around £20 – £30 to get the extra cover you need and some removal companies include insurance in their fee.

You may also need to pay for some home improvements which will help get your home more viewings. 

haart’s mission to get you moved

If you’re looking to move, let us help you get it done quickly and with minimal stress. Find your local haart branch and get in touch to see how we can put our expert local knowledge to work for you.

Be sure to check our other sales advice pieces out too, covering everything from the right time to put your home on the market to the biggest turn offs for a property viewer.